Fire Damage Removal in Lowell, MI for Homes, Condos and Businesses

The line is answered around the clock, and dispatch begins while you're still on the phone. How fast a crew arrives depends on which independent contractors are free and how far they are from your building. Same-day arrival is common, and emergencies like a hole in the roof or standing water are handled as priority calls. Mention any parking or elevator restrictions so the crew isn't stuck at the entrance.

Unify Fire Solutions doesn't set prices, because we're a referral line and not the contractor. The contractor we connect you with should provide an itemized written estimate before starting, and you should always request it. Emergency steps like board-up and water extraction can start quickly, so get those in writing too, even at night. Your adjuster will compare the estimate with the insurer's own scope.

Contractors in our network handle board-up, roof and wall tarping, firefighting water extraction, HEPA air scrubbing and early soot treatment on metal surfaces. Many also handle pack-out, temporary power and securing the HVAC system so smoke stops circulating. Describe what you see so the crew loads the right equipment.

It depends on whose policy applies and how the fire started, so start with a call to your own insurer. In general, your own unit or renter's policy covers your contents and interior, the HOA master policy may handle shared elements, and the neighbor's liability coverage can come into play if they caused it. Your carrier can pursue the responsible party afterward, a process called subrogation. Document every room with photos and ask the crew for a written report on the damage.

Sometimes, if the smoke damage is light, the power is on and the HVAC system is clean. With heavy soot, charred framing, soaked drywall or ozone treatment, plan on staying somewhere else. Soot particles irritate the lungs, so kids, older adults and anyone with asthma should be careful. Many homeowner and renter policies include loss-of-use coverage for temporary housing, so check with your agent.

Cleaning, odor removal and drywall patching typically don't need a permit, but structural, electrical, plumbing and HVAC replacement usually do. The contractor pulls the permit and schedules inspections with the city. In a condo, your HOA may also require approval before anyone opens up the walls.

In a shared building, nearly every time. They control access to hallways, elevators, the roof and mechanical rooms, and they typically want a certificate of insurance from the contractor. They'll also need to know whether smoke or water got into neighboring units. Call them early and give the crew their contact information.

With proper soot removal and odor treatment, most units smell normal again within days to a couple of weeks. Odor that keeps coming back usually means soot is still hiding in ducts, behind outlet covers, inside cabinets or in the framing. Ask whether the crew will seal affected framing with a shellac-based primer and clean the HVAC before calling the job done.

In general, renter's insurance covers your personal property and the cost of cleaning or replacing it, not the building. Most also carry additional living expense coverage for lodging while the unit is unlivable, along with liability protection if the fire began in your unit. Policies vary, so confirm the details with your agent before you sign off on a pack-out.

Before anything else, confirm the fire department has cleared the unit for entry. Then call your insurer, call your landlord or HOA, and call the referral line so a crew can secure the unit. Don't wipe soot off walls with a wet rag, don't run the HVAC and don't turn on electronics that sat in the smoke. Photograph each room, gather medications and important papers, and arrange somewhere to sleep.